:root{--navy:#0a1628;--gold:#c9a84c;--cream:#f7f4ec;--ink:#1c2430;--muted:#59616c;--line:#d8d3c7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:70px}body{margin:0;background:var(--cream);color:var(--ink);font:17px/1.7 Inter,Arial,sans-serif}a{color:inherit;text-underline-offset:5px}a:hover{color:#82681f}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #ae861e;outline-offset:5px}button,input{font:inherit}button,a{touch-action:manipulation}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:'Playfair Display',Georgia,serif;font-weight:400;line-height:1.14}h1{font-size:clamp(47px,5.5vw,82px);letter-spacing:-2px;margin-bottom:28px}h2{font-size:clamp(36px,4.1vw,56px);letter-spacing:-1.3px;margin-bottom:30px}h3{font-size:26px;line-height:1.25;margin-bottom:15px}em{color:#a88636;font-weight:400}p{margin-bottom:20px}small,.small{font-size:13px;line-height:1.6}.wrap{max-width:1200px;padding:95px 48px;margin:auto}.eyebrow{font:600 11px/1.6 Arial,sans-serif;letter-spacing:2.4px;color:#806522;margin-bottom:24px}.return{position:sticky;top:0;z-index:20;background:var(--navy);color:white;padding:10px 40px;display:flex;justify-content:space-between;gap:15px;font-size:12px;letter-spacing:.5px;box-shadow:0 2px 8px #0002}.return a{text-decoration:none;color:#f0d995;font-weight:700}.return span{font-size:10px;letter-spacing:1.5px;align-self:center}header{display:flex;justify-content:space-between;align-items:center;padding:14px 48px;max-width:1440px;margin:auto}.brand{display:flex;align-items:center;gap:17px;text-decoration:none;font:600 13px/1.6 Arial;letter-spacing:2px}.brand img{object-fit:contain}.brand small{font-size:9px;letter-spacing:1.7px}header nav{display:flex;gap:28px;font-size:13px}header nav a{text-decoration:none}.hero{position:relative;background:var(--navy);min-height:700px;color:white;display:flex;align-items:center;overflow:hidden}.heroimg,.heroshade{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.heroimg{object-position:60% 50%}.heroshade{background:linear-gradient(90deg,rgba(5,15,29,.95) 0%,rgba(5,15,29,.83) 35%,rgba(5,15,29,.23) 100%)}.herotext{position:relative;max-width:1200px;width:100%;margin:auto;padding:80px 48px}.herotext>p:not(.eyebrow){font-size:17px;max-width:530px;line-height:1.7;color:#e0e3e8}.herotext .eyebrow{color:#dfc980}.hero em{color:#e4d2a0}.button{display:inline-flex;align-items:center;justify-content:center;gap:25px;background:var(--gold);color:#0a1628;border:0;padding:16px 24px;font-size:14px;font-weight:700;text-decoration:none;cursor:pointer;line-height:1.4;min-height:50px}.button:hover{background:#e4d2a0;color:var(--navy)}.ghost{display:inline-block;margin-left:25px;font-size:13px;color:white}.heronote{position:absolute;bottom:26px;right:40px;font-size:9px;letter-spacing:2px}.locations{text-align:center;background:#eae5d8;padding:22px 20px;font-size:10px;letter-spacing:1.8px;line-height:2.2}.locations span{margin:0 12px;color:#8a702d}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.lead{font-size:22px;line-height:1.5}.options{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:55px}.options article{border-top:1px solid #9f853e;padding-top:28px}.options article>span{font-size:10px;letter-spacing:1.7px;color:#806522}.options h3{margin-top:20px}.options p{font-size:15px}.options a{font-size:13px;font-weight:700}.navy{background:var(--navy);color:#e0e4eb}.navy h2,.navy h3{color:white}.navy em,.navy .eyebrow{color:#e4d2a0}.navy a:hover{color:#e4d2a0}.journey{display:grid;grid-template-columns:1fr 1fr;gap:35px 55px;padding:0;margin:35px 0 45px;list-style:none}.journey li{display:flex;gap:23px;padding:28px 0;border-top:1px solid #3d4655}.stepnum{font:32px Georgia;color:#c9a84c}.journey p{font-size:15px}.journey .next{font-size:13px;color:#d7c99e;margin-bottom:0}.quiet{font-size:14px;color:#c7cdd6}.readiness{display:grid;grid-template-columns:1fr 1fr;gap:80px}.readiness output{display:block;font-weight:700;margin-top:30px;font-size:15px}progress{width:100%;height:8px;accent-color:#a88636;margin:14px 0}#checknext{font-size:14px}fieldset{border:0;padding:0;margin:0}.check{display:flex;align-items:start;gap:17px;padding:23px 0;border-bottom:1px solid var(--line);cursor:pointer;font-size:15px}.check input{width:20px;height:20px;accent-color:var(--navy);flex-shrink:0;margin-top:4px}.textbutton{border:0;background:none;padding:8px 0;color:inherit;text-decoration:underline;cursor:pointer;font-size:13px}.sand{background:#eae5d8}.costgrid{display:grid;grid-template-columns:1fr 1fr 1.05fr;gap:32px;margin:35px 0 25px}.costgrid h3{font-size:25px}.money{display:flex;flex-direction:column;gap:7px;font-size:13px;margin-bottom:16px}.money span{display:flex;align-items:center;border:1px solid #c7bfae;background:var(--cream);padding-left:12px;color:#706b61}.money input{width:100%;border:0;background:transparent;padding:8px 12px;min-width:0;color:var(--ink)}.result{background:var(--navy);color:white;padding:28px;align-self:start}.result .eyebrow{color:#dfc980}.result dl{margin-bottom:25px}.result dt{font-size:12px;color:#c6cbd3}.result dd{margin:0 0 15px;font:28px Georgia}.result #difference{font:29px/1.25 Georgia;color:#e4d2a0}.result label{font-size:12px;display:block}.result>input{width:100%;padding:8px;margin:8px 0;color:var(--ink);border:0}.result #recovery{font-size:13px}.result .button{width:100%;font-size:12px;gap:10px}.result .textbutton{display:block;color:white}#costerror{color:#9b2419;font-weight:700}.tablewrap{overflow-x:auto;margin:35px 0}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;padding:22px;vertical-align:top;border-bottom:1px solid #cbc4b3}thead{background:var(--navy);color:white}tbody th{font-weight:700;min-width:140px}tbody td{min-width:200px}.arealinks{display:flex;flex-wrap:wrap;gap:13px 24px;font-size:14px}.localgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:38px;margin-top:40px}.localgrid p{font-size:15px}.localgrid article{border-top:1px solid #46505f;padding-top:24px}.documents li{margin-bottom:12px}.documents p,.documents li{font-size:15px}.documents h3{font-size:24px}.reading{margin-top:40px}.reading>a{display:flex;align-items:start;gap:25px;padding:25px 0;border-top:1px solid #cac2b0;text-decoration:none}.reading>a>div{flex:1}.reading h3{font-size:25px;margin-bottom:10px}.reading p{font-size:14px;margin:0}.readnum{color:#8b7027;font:25px Georgia}.faq{margin-top:35px}.faq details{border-top:1px solid var(--line);padding:21px 0}.faq summary{cursor:pointer;font-size:18px;font-weight:600;list-style:none;padding-right:30px;position:relative}.faq summary::after{content:'+';position:absolute;right:0;color:#806522}.faq details[open] summary::after{content:'−'}.faq details p{max-width:850px;margin-top:18px;font-size:15px}.contact{background:#e8e1d2}.profile{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.profile>img{width:100%;height:590px;object-fit:cover;object-position:49% center}.profile h2{font-size:48px}.profile h3{font-size:24px;margin-bottom:8px}.profile .button{margin:10px 0 18px}.contactlinks{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:14px;margin:22px 0}.profile>div>a:last-child{font-size:13px}.footerbrand{display:flex;gap:25px;align-items:center;margin-bottom:30px}.footerbrand strong{font-size:14px}.footerbrand p{font-size:13px;margin:8px 0}footer.wrap{padding-top:50px;padding-bottom:35px;font-size:13px}footer nav{display:flex;flex-wrap:wrap;gap:12px 20px;margin:25px 0}footer nav span{margin-left:-15px}.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip{position:fixed;top:-60px;left:10px;z-index:100;background:white;padding:10px}.skip:focus{top:5px}@media(max-width:900px){header{padding:15px 25px}header nav{gap:15px}.wrap{padding:70px 30px}.split,.readiness{gap:35px}.options{gap:20px}.costgrid{grid-template-columns:1fr 1fr}.result{grid-column:1/-1;display:block}.profile{gap:30px}.profile>img{height:520px}.hero{min-height:640px}.herotext{padding:60px 30px}.journey{gap:20px 30px}.localgrid{gap:25px}.profile h2{font-size:38px}}@media(max-width:620px){body{font-size:16px}.return{padding:11px 20px}.return span{display:none}header{padding:12px 20px;align-items:center;gap:10px}.brand{gap:10px;font-size:11px;letter-spacing:1px}.brand img{width:50px;height:50px}.brand small{font-size:8px;letter-spacing:.6px}header nav{gap:10px;flex-wrap:wrap;justify-content:end;max-width:140px;font-size:11px}header nav a:nth-child(3){display:none}.hero{min-height:660px}.heroimg{object-position:65% center}.heroshade{background:linear-gradient(90deg,#061020ed,#061020a6)}h1{letter-spacing:-1px;font-size:49px}.herotext{padding:60px 24px 80px}.herotext .eyebrow{font-size:9px}.herotext>p:not(.eyebrow){font-size:15px}.ghost{display:block;margin:22px 0 0}.heronote{left:24px;right:auto;bottom:24px;font-size:8px}.locations{font-size:8px;letter-spacing:1px}.locations span{margin:0 6px}.wrap{padding:58px 24px}.split,.readiness,.profile{grid-template-columns:1fr;gap:22px}h2{font-size:39px}.lead{font-size:20px}.options,.journey,.localgrid{grid-template-columns:1fr;gap:15px}.options{margin-top:30px}.options article{padding-bottom:18px}.journey{margin-top:20px}.journey li{gap:18px;padding:24px 0}.costgrid{gap:18px}.costgrid h3{font-size:21px}.money{font-size:11px}.money input{font-size:15px;padding:9px 7px}.result{margin-top:15px}.reading>a{gap:16px}.reading h3{font-size:22px}.faq summary{font-size:16px}.profile>img{height:350px}.profile h2{font-size:39px}.footerbrand{align-items:start;gap:17px}.footerbrand img{width:65px;height:65px}.footerbrand strong{font-size:12px}.footerbrand p{font-size:12px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.taxbox{border:1px solid #c7bfae;padding:15px;margin:0 0 18px;background:#f7f4ec}.taxbox h4{margin:0 0 12px;font-size:14px}.taxlabel{font-size:12px;display:block;margin:12px 0 5px;line-height:1.5}.taxbox input,.taxbox select{font:14px Arial,sans-serif;color:var(--ink);background:white;border:1px solid #bcb5a7;border-radius:0;width:100%;padding:10px;min-width:0;min-height:40px}.taxbox input:read-only{background:#eee9de}.taxbox fieldset{min-width:0}.taxbox [hidden]{display:none!important}.taxbox .small{font-size:11px;margin:10px 0;line-height:1.6}.taxbreakdown{display:block;font-size:12px;font-weight:600;line-height:1.6;margin-top:15px}.taxnotes{font-size:13px;border-top:1px solid #c7bfae;padding-top:22px}.taxnotes p{max-width:1000px}.costgrid>div{min-width:0}select:focus-visible{outline:3px solid #ae861e;outline-offset:3px}@media(max-width:620px){.costgrid{grid-template-columns:1fr}.taxbox .small{font-size:12px}.taxbox input,.taxbox select{font-size:16px}}
